Shopping Credit Cards

BMO Ascend™ World Elite®* Mastercard®*

BMO Ascend™ World Elite®* Mastercard®*

Limited Time Offer: Get up to $1,900 in value including up to 115,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*
Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
Unforgettable travel experiences start with our premium flexible travel credit card!
Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
Points you can use to cover all flight charges & taxes*
Fly on any airline, with no blackout dates*
Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
Up to $200 Instacart benefit*
Purchases: 21.99% | Cash advances: 23.99% (21.99% for Quebec residents) | Balance transfers: 23.99% (21.99% for Quebec residents)
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Annual Fee: $150
Intro Rate: N/A
Ongoing APR: 21.99% Variable

National Bank ECHO® Cashback Mastercard®

National Bank ECHO® Cashback Mastercard®

Get up to 1.5% cashback on most online purchases, on groceries and on gas*
Get unlimited 1% cashback on all other purchases
Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!
Purchase protection in case of theft or damage*
Extended warranty*

Annual Fee: $30
Intro Rate: N/A
Ongoing APR: 20.99%

Desjardins Cash Back World Elite Mastercard

Desjardins Cash Back World Elite Mastercard

Our credit card with the most cash back
Get up to 4% cash back on your purchases plus car rental, mobile device and 3 day travel insurances.

Annual Fee: $100
Intro Rate: N/A
Ongoing APR: 20.90%

MBNA Rewards World Elite® Mastercard® credit card

MBNA Rewards World Elite® Mastercard® credit card

Welcome Offer: Earn up to 30,000 bonus points ($250 cash back value) (This offer is not available for residents of Quebec)
20,000 bonus points✝✝ after you make $2,000 or more in eligible purchases within the first 90 days of your account opening
10,000 bonus points✝✝ once enrolled for paperless e-statements within the first 90 days of account opening
Earn 5 points‡ for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases (until $50,000 is spent annually in each category)
1 point‡ for every $1 on all other eligible purchases
To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater✝✝✝✝

Annual Fee: $120
Intro Rate: N/A
Ongoing APR: 21.99%

BMO U.S. Dollar Mastercard®*

BMO U.S. Dollar Mastercard®*

The ideal way to travel and shop – or buy online – from U.S. retailers
Shop with no exchange rate surprises.
Fee Rebate offer: Spend just $3,000 USD in one year on your card, and the annual fee for the following year is on us*
Extended Warranty*
Purchase Protection*
Purchases: 21.99% | Cash advances: 23.99% (21.99% for Quebec residents) | Balance transfers: 23.99% (21.99% for Quebec residents)
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Annual Fee: $49
Intro Rate: N/A
Ongoing APR: 21.99% Variable

National Bank World Elite® Mastercard®

National Bank World Elite® Mastercard®

Get up to 5 points per dollar in eligible grocery and restaurant purchases*
2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte (TM) travel purchases*
1 point per 1 dollar in other purchases
Up to $150 each year in refund for travel expenses on airport parking fees, seat selection fees, baggage fees, airline ticket upgrades and access to airport lounges worldwide
Free and unlimited access along with one (1) guest per cardholder to the National Bank Lounge at Montréal-Trudeau airport.
Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicle rental insurance and more
Mobile devices insurance against theft or damages for a period of up to 2 years
Medical, general and legal assistance
Purchase protection in case of theft or damage*
Extended Warranty*
With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.
From February 3 to June 29, 2026:
– 10,000 points when enrolling in payment insurance* for at least the first 3 months.
– 10,000 points if you made $5,000 in net purchases in the first 3 months after enrolment
– 20,000 points if you made $20.000 in net purchases during the first 12 months”
Bonus current account offer:
– 10,000 points if you combine your credit card with the opening of a first current account within a maximum of 7 days following the signing of the credit card application form.

Annual Fee: $150
Intro Rate: N/A
Ongoing APR: 20.99%

BMO CashBack® Mastercard®*

BMO CashBack® Mastercard®*

Welcome offer: Get 5% cash back in your first 3 months*
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Now earn the highest cash back on groceries in Canada without paying an annual fee!✝
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
No Annual fee*
Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
Extended Warranty*
Purchase Protection*
Receive a discount on car rentals*
Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Purchases: 21.99% | Cash advances: 23.99% (21.99% for Quebec residents) | Balance transfers: 23.99% (21.99% for Quebec residents)
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply
✝Based on a comparison of the non-promotional grocery rewards earn rate on cash back credit cards with no annual fee as of August 20, 2024.

Annual Fee: $0
Intro Rate: N/A
Ongoing APR: 21.99% Variable

BMO Preferred Rate Mastercard®*

BMO Preferred Rate Mastercard®*

Get a 0% introductory interest rate on Balance Transfers for 18 months with a 3% transfer fee and we’ll waive the $29 annual fee for the first year.*
Enjoy our lowest interest rate of 13.99% on purchases.*
Free extended warranty and purchase protection.*
Add another cardholder for free.*
Zero Dollar Liability: protects you from unauthorized use of your credit card.*
Worldwide acceptance at over 30 million locations.*
Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Purchases: 13.99% | Cash advances: 15.99% | Balance transfers: 15.99%
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Annual Fee: $29
Intro Rate: N/A
Ongoing APR: 13.99%

National Bank World Mastercard®

National Bank World Mastercard®

Get up to 2 points per dollar on all card purchases*
Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicle rental insurance and more
Medical, general and legal assistance
Purchase protection in case of theft or damage*
Extended Warranty*
With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

Annual Fee: $115
Intro Rate: N/A
Ongoing APR: 20.99%

BMO CashBack® World Elite®* Mastercard®*

BMO CashBack® World Elite®* Mastercard®*

Get up to $650 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
Earn more cash back on the categories that mean the most:
5% on groceries*
4% on transit including ride sharing, taxis and public transportation*
3% on gas and electric vehicle charging*
2% on recurring bill payments like your monthly phone bill or favourite streaming service*
1% unlimited cashback on all other purchases*
Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
Extended Warranty Plus*
Purchase Protection Plus*
Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing – a $75/year value.
BMO CashBack World Elite Travel and Medical Protection*, with 8-day out-of-province/out-of-country emergency medical benefits – up to $5 million in coverage, and more.*
Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Purchases: 21.99% | Cash advances: 23.99% (21.99% for Quebec residents) | Balance transfers: 23.99% (21.99% for Quebec residents)
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
*Terms and conditions apply

Annual Fee: $139 (Annual fee waived in the first year*)
Intro Rate: N/A
Ongoing APR: 21.99% Variable

Desjardins Odyssey World Elite Mastercard

Desjardins Odyssey World Elite Mastercard

Credit card with generous rewards and travel perks
Get up to 3% BONUSDOLLARS on your purchases plus up to 60 day travel insurance and 8 free passes to the Desjardins Odyssey Lounges at Montreal Trudeau Airport.

Annual Fee: $130
Intro Rate: N/A
Ongoing APR: 20.90%

MBNA Rewards Platinum Plus® Mastercard® credit card

MBNA Rewards Platinum Plus® Mastercard® credit card

Welcome Offer: Earn up to 10,000 bonus points ($50 cash back value)
(This offer is not available for residents of Quebec)
4 points✝✝ for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases in the first 90 days
2 points‡ for every $1 spent on eligible purchases in those categories thereafter (until $10,000 is spent annually in each category)
1 point‡ for every $1 spent on all other eligible purchases
5,000 bonus points✝✝ ($25 in cash back value) after you make $500 or more in eligible purchases within the first 90 days of your account opening
5,000 bonus points✝✝ once enrolled for paperless e-statements within the first 90 days of account opening
No annual fee

Annual Fee: $0
Intro Rate: N/A
Ongoing APR: 21.99%

Desjardins Cash Back Mastercard

Desjardins Cash Back Mastercard

Cash back credit card
Get up to 2% cash back on your purchases, a mobile device insurance and 3 day travel insurance at no annual fees!

Annual Fee: $0
Intro Rate: N/A
Ongoing APR: 20.90%

National Bank Platinum Mastercard®

National Bank Platinum Mastercard®

Get up to 2 points per dollar in eligible grocery and restaurant purchases*
1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte (TM) travel purchases*
1 point per 1.5 dollars in other purchases
Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicle rental insurance and more
Mobile devices insurance against theft or damages for a period of up to 2 years
Medical, general and legal assistance
Purchase protection in case of theft or damage*
Extended Warranty*
With the À la carte Rewards Plan® (the “À la carte Plan”), you earn points for every dollar on eligible purchases. These points may be exchanged for rewards such as merchandise, a travel package, a gift card, a travel discount, a donation, a financial product, repayment with rewards points or any other reward offered under the À la carte Plan.

Annual Fee: $70
Intro Rate: N/A
Ongoing APR: 20.99%

National Bank Allure Mastercard®

National Bank Allure Mastercard®

Support the Quebec Breast Cancer Foundation and get cashback.
Earn 1 point for every $2 spent
For every 1,000 points accumulated with your credit card, you automatically receive a $10 discount in your credit card account once a year.
Extended warranty*
Purchase protection in case of theft or damage*

Annual Fee: $0
Intro Rate: N/A
Ongoing APR: 20.99%