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BMO Credit Cards

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BMO CashBack® World Elite®* Mastercard®*

BMO CashBack® World Elite®* Mastercard®*
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  • Get up to $650 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
  • Earn more cash back on the categories that mean the most:
Annual Fee
$139 (Annual fee waived in the first year*)
Intro Rate
N/A
Ongoing APR
21.99% Variable

BMO Blue Rewards Mastercard®*

BMO Blue Rewards Mastercard®*
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See Rates & Fees

  • Welcome Offer: Get 20,000 Bonus Points and a 0.99% introductory interest rate on balance transfers for 9 months with a 2% transfer fee*. Plus, earn rewards from over 400 brands.*
  • Earn 5 Points for every $1 spent at participating Blue Rewards Partners*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
21.99%

BMO U.S. Dollar Mastercard®*

BMO U.S. Dollar Mastercard®*
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  • The ideal way to travel and shop – or buy online – from U.S. retailers
  • Shop with no exchange rate surprises.
Annual Fee
$49
Intro Rate
N/A
Ongoing APR
21.99% Variable

BMO Ascend™ World Elite®* Mastercard®*

BMO Ascend™ World Elite®* Mastercard®*
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  • Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.
  • Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.
Annual Fee
$150
Intro Rate
N/A
Ongoing APR
21.99% Variable

BMO VIPorter World Elite®* Mastercard®*

BMO VIPorter World Elite®* Mastercard®*
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  • Welcome offer: Get up to $2,400 in value* including 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend.*Plus no annual fee in your first year*
  • Earn 3 points for every $1 spent on Porter purchases*
Annual Fee
$199 (Annual fee waived in the first year)*
Intro Rate
N/A
Ongoing APR
21.99%

BMO Preferred Rate Mastercard®*

BMO Preferred Rate Mastercard®*
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  • Get a 0% introductory interest rate on Balance Transfers for 18 months with a 2% transfer fee and we’ll waive the $29 annual fee for the first year.*
  • Enjoy our lowest interest rate of 13.99% on purchases*
Annual Fee
$29
Intro Rate
N/A
Ongoing APR
13.99%

BMO CashBack® Mastercard®*

BMO CashBack® Mastercard®*
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  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
21.99% Variable

BMO Blue Rewards World Elite®* Mastercard®*

BMO Blue Rewards World Elite®* Mastercard®*
Apply Now

See Rates & Fees

  • Welcome Offer: Get up to $1,600 in value and the annual fees waived in the first year*. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
  • Earn 10 Points for every $1 spent at participating Blue Rewards Partners*
Annual Fee
$150 (Annual fee waived the first year*)
Intro Rate
N/A
Ongoing APR
21.99%

BMO CashBack® Mastercard®* (Student)

BMO CashBack® Mastercard®* (Student)
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  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
21.99 % Variable

BMO VIPorter Mastercard®∗

BMO VIPorter Mastercard®∗
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  • Welcome offer: Get up to $1,800 in value including 40,000 VIPorter points and a 35% off flight voucher.* Plus no annual fee in your first year*
  • Earn 2 points for every $1 spent on Porter purchases*
Annual Fee
$89 (Annual fee waived in the first year)*
Intro Rate
N/A
Ongoing APR
21.99%