BMO Credit Cards

BMO AIR MILES® Mastercard® (Student)

  • Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get 3x the Miles for every $25 spent at participating AIR MILES Partners and 2x the Miles for every $25 spent at any eligible grocery store*.
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99% Variable

BMO CashBack® World Elite®* Mastercard®*

  • Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
  • Earn more cash back on the categories that mean the most:
Annual Fee
$120
Intro Rate
N/A
Ongoing APR
20.99% Variable

BMO AIR MILES® World Elite®* Mastercard®*

  • Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*.
  • Get 3x the Miles for every $12 spent at participating AIR MILES Partners and 2x the Miles for every $12 spent at any eligible grocery store*.
Annual Fee
$120
Intro Rate
N/A
Ongoing APR
20.99 %

BMO AIR MILES® Mastercard®*

  • Welcome offer: Get 800 AIR MILES Bonus Miles!* That’s enough for $80 towards purchases with AIR MILES Cash*
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99% Variable

BMO CashBack® Mastercard®* (Student)

  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99 % Variable

BMO Ascend™ World Elite®* Mastercard®*

  • Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
  • 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
Annual Fee
$150
Intro Rate
N/A
Ongoing APR
20.99% Variable

BMO Preferred Rate Mastercard®*

  • Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we’ll waive the $29 annual fee for the first year*
  • Enjoy our lowest interest rate of 13.99% on purchases*
Annual Fee
$29
Intro Rate
N/A
Ongoing APR
13.99%

BMO U.S. Dollar Mastercard®*

  • The ideal way to travel and shop – or buy online – from U.S. retailers
  • Shop with no exchange rate surprises.
Annual Fee
$49
Intro Rate
N/A
Ongoing APR
20.99% Variable

BMO CashBack® Mastercard®*

  • Welcome offer: Get 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Annual Fee
$0
Intro Rate
N/A
Ongoing APR
20.99% Variable