Low Rate Credit Cards

BMO Preferred Rate Mastercard®*

Get a 0% introductory interest rate on Balance Transfers for 9 months with a 0.99% transfer fee and we’ll waive the $29 annual fee for the first year.*
Enjoy our lowest interest rate of 13.99% on purchases*
Free extended warranty and purchase protection*
Zero Dollar Liability: protects you from unauthorized use of your credit card*
Worldwide acceptance at over 30 million locations*
Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Purchases: 13.99% | Cash advances: 15.99% | Balance transfers: 15.99%
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*Terms and conditions apply

0% interest for 12 months on balance transfers
This offer is not available for residents of Quebec
No annual fee
Standard Annual Interest Rates of 12.99% on eligible purchases, 17.99% on balance transfers✪, and 24.99% on cash advances
You could get a 0% promotional annual interest rate (“AIR”)✝ for 12 months on balance transfers✪ completed within 90 days of account opening
Around-the-clock fraud protection
Use available credit on your credit card to transfer funds right to your chequing account.
This card is made from 100% recycled plastic
Apply for the MBNA True Line® Mastercard® credit card today

With a 10.99% standard interest rate on purchases, this is the lowest rate MBNA card
This offer is not available for residents of Quebec
Standard Annual Interest Rates of 10.99% on purchases, 13.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
Low Annual Fee of $39
Take advantage of Apple Pay for a safe, quick and convenient way to pay with an MBNA card
A suite of comprehensive insurance**
This card is made from 100% recycled plastic