No credit. No bank account. No problem.

Get a Prepaid Mastercard Read FAQs

Make every day simpler and more secure

Use the Mastercard Everyday Prepaid Card for all of the things you pay for with cash. Whether you want to shop, pay bills or manage your spending more effectively, prepaid cards will give you a simple, effective and easier way to use and manage your money.

Easy to get, easy to use

There's no credit check and no bank account required with a Mastercard Everyday Prepaid Card. Enjoy the convenience of leaving your cash at home. 

More convenient than cash

Your Mastercard prepaid card is accepted everywhere Mastercard is accepted, and you can even have your paycheque directly deposited to your registered card (where offered by issuer). 

Safer than cash*

When you register your Mastercard Everyday Prepaid Card, Zero Liability protects you from unauthorized purchases if your card is lost or stolen. You can't say that about cash.

Easy to manage your finances

No more waiting in line for money orders. Use your Mastercard prepaid card to pay bills and manage your expenses.

How it works

  1. Get a card: Purchase a card online, or at a participating retail store, bank branch or cheque-cashing location.
  2. Activate and register: Follow the directions to activate. Provide your personal information, including a government-issued ID†.
  3. Load: Add funds to your card when you buy it in the store or add funds online. You can even have your paycheque deposited directly to the card (where offered by issuer).
  4. Use: Make purchases everywhere Mastercard is accepted.
  5. Reload: Add funds to your card the same way you loaded it, whenever you run out.

Terms & conditions on your card may vary by card issuer. Please refer to your issuing financial institution for more details.
*Card registration required. Certain exceptions apply. Click here for terms and conditions.
†Requirements may vary. See card packaging or ask in store for details.