Selection of benefits on your card varies by card type and by card issuer.
*Certain terms, conditions and exclusions apply. See your Guide to Benefits for details.
**If you're a Mastercard® credit card cardholder, you'll receive the benefit of Zero Liability in the event of the unauthorized use of your Canadian-issued Mastercard card. Zero Liability is provided under the following conditions:
- you have an account in good standing, and
- you have exercised reasonable care in safeguarding your card and PIN (Personal Identification Number), and
- you have not reported two or more unauthorized events in the past 12 months.
Zero Liability does not apply to Mastercard cards issued: to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; until such time as that person's identity is registered by or on behalf of the Issuer in connection with the issuance and/or use of such Card, which registration may include appropriate customer identification program requirements; outside of Canada.