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1. The offer is available to Mastercard cardholders only upon making payment using a valid Mastercard Small Business card (Mastercard BusinessCard or World Elite Mastercard for Business) issued in Canada. The offer is not applicable to existing Zoho customers and applicable only to new customers. The offer is valid only for the first-year subscription and not for subsequent renewals. The discount will be applied during checkout using the offer landing page at https://www.zoho.com/r/mastercard/canada.html. Where applicable, sales tax may be applied. Price is listed in U.S. dollars. The offer does not apply to Zoho services added after the initial checkout. The offer is nontransferable and cannot be exchanged for cash, cheque or any form of credit. Mastercard is not responsible for the provision of any Zoho services. No two offers can be combined and no additional discount or offer will be applicable. The offer is for a limited time and subject to change without further notice and is not available for residents of Quebec.

2. As a cardholder of a valid World Elite for Business card issued in Canada, you are eligible for a twenty (20) percent discount on your first consecutive three months of a Virtual Gurus subscription. Offer not available to Quebec-based cardholders. Sales tax may be applied where applicable. To be eligible for this offer you must be a new Virtual Gurus subscriber and enter into a signed agreement with Virtual Gurus. This offer cannot be combined with any other Virtual Gurus offers. Offer available for a limited time only. Terms, conditions, pricing, special features, and service and support options subject to change without notice. You may terminate the agreement upon 30 days’ written notice (one full billing cycle) and the payment of all outstanding fees. Additional terms and conditions apply. Mastercard reserves the right to modify or cancel this offer at any time without notice. In order to redeem this offer, you acknowledge that you are entering an agreement with Virtual Gurus. By agreeing to the terms thereof, you acknowledge and agree that neither Mastercard nor any participating financial institution card issuer has any involvement in or responsibility for the provision of any Virtual Gurus subscriptions, products, or services, and are not responsible for any claims or damages arising from the use of any Virtual Gurus services. Service offerings available in English language only. This offer is not available for residents of Quebec. Additional terms and conditions apply, please visit: https://thevirtualgurus.com/mastercard.

3. Offer available from October 1 2024 until September 30, 2026. Offer valid only for eligible Mastercard cardholders on the purchase of one individual or coupled tax Online Tax Service and Assisted Tax Preparation. At participating locations only. Some conditions may apply. Applicable tax extra. Payment must be completed with the cardholder’s eligible Mastercard. Applicable discount will be deducted at time of checkout before taxes are applied. Offer valid only on the purchase of a paid version of the current year and does not apply to add-ons available. Cannot be applied to past transactions or previous version of the tax software. No cash surrender or other value. May not be combined with any other discount offer. Additional terms and conditions apply, please visit: https://www.hrblock.ca/legal/terms-conditions/hr-block-software-terms-conditions. Terms, conditions, pricing, features, and service and support options subject to change without notice. Mastercard and HRBC reserves the right to modify or end this offer at any time, without notice. Conditions apply. HRBC Products and Services are not provided by Mastercard. By purchasing HRBC Products and Services, the client agrees that the legal relationship will be with HRBC and not Mastercard. By agreeing to the terms thereof, you acknowledge and agree that neither Mastercard nor any participating financial institution card issuer has any involvement in or responsibility for the provision of any HRBC Subscriptions, Products, or Services, and are not responsible for any claims or damages arising thereof.