MASTERCARD PAYPASS®

Less Time At Checkout

MasterCard Canada PayPass


SHOPPING IS FAST WHEN YOU DON'T HAVE TO SWIPE

PayPass is a payment method that lets you make everyday purchases without having to swipe the magnetic strip on your card or provide your signature*. It's faster than fumbling with paper money or waiting for change, and it makes checkout easier than ever. All you have to do is Tap & Go™.

NEXT-GENERATION PAYMENT TECHNOLOGY

A tiny microchip and radio antenna embedded in your PayPass-enabled card, key fob, device or phone transmit your payment details wirelessly to a high-speed PayPass reader at checkout. The reader then verifies your transaction with your financial institution through the MasterCard network and indicates approval almost instantly.

MULTIPLE SECURITY SAFEGUARDS

Encryption technology and MasterCard Zero Liability** protection on your PayPass-enabled Credit, Debit or Prepaid MasterCard card make using PayPass at checkout as safe as swiping. And PayPass has built-in safeguards to help prevent unwanted purchases:

  • It never leaves your hands at checkout
  • It must be extremely close to the reader to work
  • It only bills you once — even if you tap twice by mistake

Encryption is just one of many security technologies MasterCard uses to help prevent and detect fraud. To find out how you can protect yourself, learn a few basic safety tips.

See FAQs about PayPass

PayPass Merchant locator

TAP & GO™

To use PayPass, just tap the PayPass symbol on the reader at checkout. When you see the green light and hear the beep, your payment has been accepted. That's it — you're ready to go.*

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*Signature or PIN is not required for PayPass transactions of CAD $50 or less.

**If you're a MasterCard® credit card cardholder, you'll receive the benefit of Zero Liability in the event of the unauthorized use of your Canadian-issued MasterCard card. Zero Liability is provided under the following conditions:

Zero Liability does not apply to MasterCard cards issued: to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; outside of Canada.